Private Medical Insurance and Pregnancy

[Anonymous]

Just been ringing around a few places. Listen to this ...

"Private medical insurance excludes cover for medical and hospital care during normal pregnancy and childbirth. Women who have private medical insurance and wish to give birth in a private hospital will have to self-pay. "

Isn't that unfair? Any way around it? Bintlebled , advice???

[_nadia_]

I think that's ridiculous..

[Anonymous]

Originally posted by _nadia_
I think that's ridiculous..

I am so upset about this Wallah. You pay all this money per month and when it comes time to give birth you still have to go to an NHS hospital.

[_nadia_]

Out of interest though, how much would it cost to receive care through your pregnancy and give birth privately?

[Anonymous]

Originally posted by _nadia_
Out of interest though, how much would it cost to receive care through your pregnancy and give birth privately?

I don't know about receiving care during pregnancy(scans etc) but just for giving birth, to have a caesar at a private hospital costs around £4,000. I will definitely have a caesar if and when I have a baby Insha-Allah. There is no way I am pushing a live being through me!!!!!!!!!!! I will pass out!!!!!

Actually for a first time pregnancy , one sees the doctor/midwife about 10 times during pregnancy. Scans are pre-arranged with the NHS. So care during pregnancy seems fine on the NHS. Its the BIRTH thats a problem , who wants to stay at one of those MRSA infected NHS hospitals

Gotta work now, Juma Moubarak!

[_nadia_]

Sorry to hear about that....to be honest I've not given it any thought yet as it's all so far away, but I don't really have a problem with NHS hospitals...from what I've seen, the care you receive there is fine...the only concern is the MRSA as you mentioned. What about going to a midwife centre? I know many sisters who gave birth in one of those...but I don't know too much about them..??

[Anonymous]

Originally posted by _nadia_
Sorry to hear about that....to be honest I've not given it any thought yet as it's all so far away, but I don't really have a problem with NHS hospitals...from what I've seen, the care you receive there is fine...the only concern is the MRSA as you mentioned. What about going to a midwife centre? I know many sisters who gave birth in one of those...but I don't know too much about them..??

I've just signed up with BUPA. They seem to be the best with no cap on medical treatments. Also they have their own private hospitals unlike PPP who send you to NHS hospitals and then give you cash back. I'm not interested in cash pack, I wanna stay in a pvt hospital if I get sick.

So pregnancy issue is not resolved!!